Saving for retirement is one of those tasks that is simple to do yet difficult to master. Choosing automatic contributions in an employer-sponsored retirement plan is easy, but optimizing your supplemental income, investment portfolio and tax strategy for optimal...
The retirement planners at Fullerton Financial Planning believe there are three separate pillars that are vital to a stable, long-lasting retirement plan. These three pillars are: Income Market readiness Taxes If you have a solid strategy in place for each pillar,...
Traditional retirement savings products fall into one of four categories: annuities, investments, retirement accounts and life insurance. Each type generates and protects wealth with a different mechanism, and each is ideal for certain types of savers at different...
If you’re eligible to save in your employer’s 401(k) plan, you might have questions about your allocation options. While 401(k)s are significantly simpler than an entirely self-directed brokerage account, they can still be intimidating for retirement savers who are...
A beneficiary is the person who is chosen to receive the proceeds of a trust, will or insurance policy. These legal documents or contracts will name one or more beneficiaries who will be awarded the deceased’s assets by a trustee or executor on behalf of the estate or...
If you’re a current retirement saver or you’re starting to look at your options, you may have seen articles about the ongoing debate between self-directed individual (or independent) 401(k)s and IRAs and employer-sponsored 401(k)s. The benefit of independent 401(k)...
