by Fullerton FP | Jun 3, 2023 | Blog
Nearly all investments fall into one of five broad asset class categories: Equities (stocks) Bonds (fixed income) Alternative assets (i.e., real estate) Commodities Money market (cash equivalents) True portfolio diversification often necessitates at least some...
by Fullerton FP | May 19, 2023 | Blog
There is no one-size-fits-all perfect retirement investment strategy. Although the destination of a stable, comfortable and worry-free retirement is universal, what that retirement ideal dream looks like is unique to each person. The path to reach that goal is equally...
by Fullerton FP | May 5, 2023 | Blog
Even the most financially stable households frequently struggle with debt, often because of life factors that are entirely out of their control or necessity. Things like medical debt are sometimes unavoidable. Other types of debts, like auto loans, home loans or...
by Fullerton FP | Apr 12, 2023 | Blog
Eight Steps to Prioritize Your Finances as You Head Toward Retirement Virtually every aspect of investment management or retirement planning can be debated. One of the few truths on which there is no debate is that choosing the path that leads to higher returns and...
by Fullerton FP | Apr 8, 2023 | Blog
Diversifying your retirement portfolio means spreading your investments across a variety of different asset classes, industries and geographical regions. For many investors, the primary goal of diversification is to reduce risk, but a wisely diversified portfolio may...
by Fullerton FP | Mar 24, 2023 | Blog
The oldest members of the Baby Boomer generation — Americans born between 1946 and 1964 — are in their mid-70s. The youngest Baby Boomers are approaching 60. About 10,000 more Boomers turn 65 every day. As this generation enters and redefines retirement, the most...
by Fullerton FP | Mar 17, 2023 | Blog
When it comes to planning for your financial future, you can work with a variety of professionals. Two of the most common are financial planners and retirement planners. While both can help you achieve your financial goals, they have different areas of expertise and...
by Fullerton FP | Mar 10, 2023 | Blog
As we age, healthcare becomes increasingly important. Getting older means that some of our “original parts” start to wear out and need servicing or replacement. For many people, healthcare expenses represent a significant portion of their budget, especially in the...
by Fullerton FP | Mar 3, 2023 | Blog
As a small business owner, it’s important to plan for your retirement. Without the safety net of a corporate pension plan or, in some cases, an employer-sponsored 401(k), small business owners must be proactive in preparing for their financial future. This is...
by Fullerton FP | Feb 27, 2023 | Blog
Divorce does not have a direct impact on your credit score. The state or your lawyers don’t report your divorce proceedings to any of the credit rating agencies and it won’t show up on your credit report like loans or hard credit inquiries will. However, divorce can...
