by Fullerton FP | Nov 19, 2023 | Blog
The transition from private or employer-provided health insurance to Medicare is a pivotal juncture for people nearing or entering retirement. Many older Americans are understandably concerned about their continuity of care as they embark on this new life chapter....
by Fullerton FP | Nov 12, 2023 | Blog
There are four different Medicare “Parts,” each of which offers different types of coverage. Medicare Part D only covers prescription medications and is typically purchased by itself in a standalone policy or rolled into a Medicare Advantage plan (Part C)...
by Fullerton FP | Oct 21, 2023 | Blog
Both Medicaid and Medicare were established on a federal level through the Social Security Amendments of 1965, which were initially signed into law by President Lyndon B. Johnson. Medicaid was intended to provide health insurance for people with low income while...
by Fullerton FP | Sep 16, 2023 | Blog
Most U.S. citizens become eligible for Medicare when they turn 65. They are typically automatically enrolled in Medicare Part A once they begin receiving Social Security benefits. Enrollment in Medicare Part B requires a more formal application process, as do the...
by Fullerton FP | Sep 16, 2023 | Blog
Although nationalized health insurance was initially proposed as far back as 1945 (by then president Harry Truman), it wasn’t until 20 years later that Lyndon B. Johnson would sign the Medicare and Medicaid Act into law. It was intended to address a challenge...
by Fullerton FP | Aug 14, 2023 | Blog
Yes – but for the most part seniors who are eligible for Medicare can find comprehensive and competitively priced health insurance within the Medicare framework. The expansions to the Medicare system in recent decades, most notably Medicare Part C (Medicare...
by Fullerton FP | Aug 13, 2023 | Blog
One of the most valuable gifts you can give to your children costs you nothing but your time and guidance – financial literacy. Explaining things like debt, borrowing and interest rates to your children at an early age won’t necessarily equip them with the knowledge...
by Fullerton FP | Aug 9, 2023 | Blog
There are many Phoenix-area workers and soon-to-be-retirees who understand the often precarious nature of generational wealth. If you’re experiencing restless nights worrying about both foreseen and unpredictable threats to the wealth you’ve spent a lifetime accruing,...
by Fullerton FP | Jul 7, 2023 | Blog
One of the few nearly universal desires held by a vast majority of Americans is to enjoy a worry-free retirement. Annuities are a unique long-term investment product tailor-made by insurance companies for the specific purpose of providing guaranteed income in...
by Fullerton FP | Jun 10, 2023 | Blog
Many investors, especially in times of uncertainty, rapid societal and financial change and inflation, seek out new or non-traditional avenues to grow or protect their portfolios. The traditional asset classes – stocks, bonds, real estate, cash equivalents and...
