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The United States has made some huge strides toward equality in the past several decades, but women still face unique challenges when it comes to retirement. These disadvantages don’t necessarily apply to all women, but income and retirement inequalities are still a...

If you’re a retiree, your income may be largely or entirely derived from specific retirement savings tools you invested in during your working years. Common examples include Roth and traditional IRAs, 401(k)s and annuities. If you’re unsure of how to report that...

Have you and your spouse discussed when you’ll begin claiming your Social Security benefits? Do you know how much SSI you’ll receive each month and the potential consequences of taking your benefit early? How much you can rely on Social Security depends on your birth...

The basic steps for preparing taxes ahead of Tax Day, whether you’re still working or retired, should include: Gather all necessary tax documents, such as W-2s and 1099s Determine your filing status and exemptions Ensure that you have the necessary forms and...

The two biggest exchanges for trading equities in the United States are the New York Stock Exchange (NYSE) and the National Association of Securities Dealers Automated Quotation System (NASDAQ). Although NYSE and NASDAQ are the two exchanges most investors are...

Are you an adult with a checking account? Congratulations, you have an “estate.” One of the most common misconceptions about estate planning pertains to who needs one. There’s no monetary threshold in the definition of an estate. If you have assets and you’re an...

Saving for retirement is one of those tasks that is simple to do yet difficult to master. Choosing automatic contributions in an employer-sponsored retirement plan is easy, but optimizing your supplemental income, investment portfolio and tax strategy for optimal...

The retirement planners at Fullerton Financial Planning believe there are three separate pillars that are vital to a stable, long-lasting retirement plan. These three pillars are: Income Market readiness  Taxes If you have a solid strategy in place for each pillar,...

Traditional retirement savings products fall into one of four categories: annuities, investments, retirement accounts and life insurance. Each type generates and protects wealth with a different mechanism, and each is ideal for certain types of savers at different...

If you’re eligible to save in your employer’s 401(k) plan, you might have questions about your allocation options. While 401(k)s are significantly simpler than an entirely self-directed brokerage account, they can still be intimidating for retirement savers who are...

A beneficiary is the person who is chosen to receive the proceeds of a trust, will or insurance policy. These legal documents or contracts will name one or more beneficiaries who will be awarded the deceased’s assets by a trustee or executor on behalf of the estate or...

If you’re a current retirement saver or you’re starting to look at your options, you may have seen articles about the ongoing debate between self-directed individual (or independent) 401(k)s and IRAs and employer-sponsored 401(k)s. The benefit of independent 401(k)...