by Fullerton FP | Jun 25, 2022 | Blog
According to the Arizona Commerce Authority (ACA), there are more than 550,000 local small businesses in the state. They employ 44.5 percent of Arizona’s workforce. Those businesses have a significant impact on our state’s economy and the well-being of the families...
by Fullerton FP | Jun 18, 2022 | Blog
A key aspect of estate planning is your trust. How you decide to structure it can make all the difference. A trust allows a third party (a trustee) to manage assets on behalf of a trust fund’s beneficiary. You don’t have to be wealthy to create a trust. Trusts are for...
by Fullerton FP | Jun 11, 2022 | Blog
When starting a new business, one of the first question that might arise, “What is an LLC, and do I need one?” A limited liability company (LLC) is one of the most popular ways to organize a business because of the tax benefits and personal liability protection it...
by Fullerton FP | Jun 4, 2022 | Blog
Estate planning is key to ensuring the security of your finances and personal assets in the future. It allows you to feel comfortable about what would happen to your estate at the time of your death or incapacitation. Estate planning lets you outline how you would...
by Fullerton FP | May 20, 2022 | Blog
A 529 plan lets you invest post-tax dollars into an investment account where it can grow and be withdrawn for education expenses without paying taxes on the original contributions or any gains. Money in the 529 plan can be invested like other brokerage accounts or a...
by Fullerton FP | May 13, 2022 | Blog
Equities and bonds can both be traded in essentially the same way, but ownership of each entitles investors to do different things. A bond is a loan that you can trade. The valuation is based on the eventual repayment of the bond at maturity. Equities are little...
by Fullerton FP | May 6, 2022 | Blog
Start Young There are many people who don’t make six figures who can still retire a millionaire if they begin investing at a young age, maximize employer match contributions on their 401(k) and set aside additional money in an IRA. This is especially true if young...
by Fullerton FP | May 1, 2022 | Blog
The best retirement savings account for you is highly dependent on your unique situation. Certain people may be better served by one option based on their income, age or when they prefer to pay taxes. If you’re not sure whether you should be saving money in a Roth IRA...
by Fullerton FP | May 1, 2022 | Blog
At a very superficial level, growth stocks have greater tax advantages than dividend stocks in that you only pay capital gains tax once you sell the stock. Capital gains taxes are lower than ordinary income tax rates. Ordinary dividends are considered income, so you...
by Fullerton FP | Apr 23, 2022 | Blog
Tactical asset allocation (TAA) is the act of balancing a portfolio’s mix of stocks, bonds and cash in order to maximize returns within a particular risk tolerance. TAA is more focused on what percentage of a portfolio is in equities, bonds and cash instead of the...
