One of the few nearly universal desires held by a vast majority of Americans is to enjoy a worry-free retirement. Annuities are a unique long-term investment product tailor-made by insurance companies for the specific purpose of providing guaranteed income in...
Many investors, especially in times of uncertainty, rapid societal and financial change and inflation, seek out new or non-traditional avenues to grow or protect their portfolios. The traditional asset classes – stocks, bonds, real estate, cash equivalents and...
Nearly all investments fall into one of five broad asset class categories: Equities (stocks) Bonds (fixed income) Alternative assets (i.e., real estate) Commodities Money market (cash equivalents) True portfolio diversification often necessitates at least some...
There is no one-size-fits-all perfect retirement investment strategy. Although the destination of a stable, comfortable and worry-free retirement is universal, what that retirement ideal dream looks like is unique to each person. The path to reach that goal is equally...
Even the most financially stable households frequently struggle with debt, often because of life factors that are entirely out of their control or necessity. Things like medical debt are sometimes unavoidable. Other types of debts, like auto loans, home loans or...
Eight Steps to Prioritize Your Finances as You Head Toward Retirement Virtually every aspect of investment management or retirement planning can be debated. One of the few truths on which there is no debate is that choosing the path that leads to higher returns and...