How Annuities Fit Into Your Retirement Savings Plan

How Annuities Fit Into Your Retirement Savings Plan

One of the few nearly universal desires held by a vast majority of Americans is to enjoy a worry-free retirement. Annuities are a unique long-term investment product tailor-made by insurance companies for the specific purpose of providing guaranteed income in...
The Five Asset Classes of Investment

The Five Asset Classes of Investment

Nearly all investments fall into one of five broad asset class categories: Equities (stocks) Bonds (fixed income) Alternative assets (i.e., real estate) Commodities Money market (cash equivalents) True portfolio diversification often necessitates at least some...
Strategies to Avoid Unwanted Debts

Strategies to Avoid Unwanted Debts

Even the most financially stable households frequently struggle with debt, often because of life factors that are entirely out of their control or necessity. Things like medical debt are sometimes unavoidable. Other types of debts, like auto loans, home loans or...