Long-term care planning is an indispensable aspect of retirement planning. Current analysis suggests seniors turning 65 today have a 70% chance of requiring long-term care services at some point in the future. Only about a third of people turning 65 will not require...
Although there are many potential options for earning a steady income stream in retirement, very few of them are truly guaranteed. Many retirement savings tools take the form of traditional investments in tax-advantaged accounts. Those types of investments, whether...
Determining a baseline for retirement savings in the United States is difficult due in large part to the nation’s diversity. A host of variables, from age and lifestyle to cost of living and income, can influence what constitutes adequate savings. The median...
The United States is home to nearly 170 million women, with about 3.5 million of them living in Arizona. Not every woman will face identical retirement savings challenges, but there are some hurdles women are statistically more likely to experience. Longer Life...
There are many potential strategies retirees can utilize to safeguard their retirement savings while also maintaining an adequately liquid fund to cover unexpected costs that might arise due to emergencies. Having a liquid emergency fund, like a savings account or...
Asset protection trusts, which are usually irrevocable trusts, can be used to protect assets from creditors and legal judgments. The irrevocability is often crucial in this regard, as the grantor is essentially giving up their legal ownership of the assets to put them...
