Can you live off dividends in retirement? That really depends on the scale of your dividends and the lifestyle you’re attempting to maintain. There are certainly some retirees whose investment portfolios are robust enough that their lifestyles are financed solely or...
Does your retirement plan have any of these blind spots? You’re probably familiar with blind spots when driving. You might be trying to change lanes and then you hear a loud horn and realize there’s a car right there in your blind spot. It’s a...
Most savers are contributing pre-tax dollars to their traditional IRA. A Roth IRA lets you contribute post-tax dollars. A person who leaves their job can roll their employer-sponsored 401(k) into a rollover IRA without paying taxes on the funds. Why Do You Have to...
Planning for retirement is a lot like a race, and the final lap could be the most critical. Planning for retirement is a lot like a race. And, if you’re a fan of motorsports, you know the final lap can sometimes be the most critical. Races have been won and...
We often talk on this blog about the risk of outliving your retirement savings given that so many people today live long, healthy retirement. If you’re physically healthy and financially prepared, your retirement could last for decades. During that time, it may go...
Annuities… you may have heard a thing or two about them. If your retirement is right around the corner, you probably have some questions centered around not only what it will look like physically, but also fiscally. Depending on your goals and time-horizon,...