Wise investments with valuations that trend parallel with increasing consumer costs are the ideal way to protect your wealth from inflation. Unfortunately, your retirement savings efforts can be greatly hindered when markets or your investment portfolio is trending...
It’s a bad idea to buy a fixed immediate annuity when interest rates are low. This can be a complicated issue for some investors, but as with all things in retirement planning, your choices should primarily be dictated by your needs and goals. In an ideal world,...
There are many different types of annuities, but most fall under the umbrella of one of four primary categories: Immediate Fixed Annuities Deferred Fixed Annuities Immediate Variable Annuities Deferred Variable Annuities Immediate annuities, sometimes referred to as...
Determining how much you should have saved for retirement at different points of your life can be difficult due to income fluctuations and the inherent subjectivity of expectations and lifestyle preferences. Some people look forward to simple retirement living in...
Although annuities may be one part of a comprehensive retirement savings and estate plan, they’re not primarily intended to function as an alternative to life insurance. Annuities are ideal for paying you either a lump sum or a stream of income while you’re still...
Annuities are unique retirement savings tools. The basic goal of an annuity is not all that different from other retirement savings options like a 401(k) or IRA. You invest money today that you’ll be paid (often in increments) when you retire. That’s about where the...
