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Steve Fullerton Sr.

Co-Founder, Investment Advisor Representative

stevef@fullertonfp.com

After a distinguished 22-year career in Arizona law enforcement, Steve Fullerton took a pivotal turn towards financial stewardship, co-founding Fullerton Financial Planning with his wife, Stephanie. This transition was spurred by a deeply personal event that reshaped their family’s future and ignited a shared commitment to aiding others in securing their financial well-being.

On the morning of Christmas Day 2004, after Steve was called back to work following a night on duty, the Fullertons faced a harrowing accident that left their young son critically injured. This moment of crisis brought clarity for Steve and Stephanie, highlighting the precarious balance of work and family life and the vulnerabilities within their community—especially among the retired and pre-retired.

Steve’s decision to retire from policing was both a testament to his family’s resilience and a step towards redefining his role in the community. Leveraging his extensive experience in strategic planning and risk management from his policing career, alongside his personal integrity and dedication to service, Steve now helps guide Fullerton Financial’s clients through the complexities of retirement planning.

As an Investment Advisor Representative holding both life and health insurance licenses in Arizona, Steve’s approach is deeply personal. He believes in creating strategies that safeguard his clients’ hard-earned wealth while fostering financial literacy and empowerment. Alongside Stephanie, he has been pivotal in cultivating a trust-based advisory service that prioritizes the unique needs and aspirations of each client.

Outside the office, Steve’s passion for the outdoors and community service reflects his deep commitment to family and societal welfare. Whether mentoring young professionals, participating in local charity events, or enjoying Arizona’s landscapes, Steve embodies a spirit of generosity and leadership.

Steve also shares his insights on the Fullerton Financial Hour radio show and has co-authored the book Financial Literacy in Retirement, educating retirees on smart investment strategies and financial independence.

Steve Fullerton’s story is one of transformation and dedication, marking him as a trusted advisor who not only understands the value of hard-earned money but cherishes the opportunity to make a lasting difference in the lives of those he serves.

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Experience You Can Trust

Retirement is too important to trust to a generalist. That’s why for over 20 years, Fullerton Financial Planning has focused exclusively on helping people transition from work to retirement — and thrive throughout it. We’re not trying to be everything to everyone. We’re built to help you do one thing incredibly well: Turn your life savings into reliable income and lasting financial confidence.

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Why Families Across Arizona Trust Fullerton

  • Over 20 years helping Arizona retirees create income that lasts
  • Trusted by more than 2,000 Arizona households — and growing
  • Independent, fiduciary-based advice — no quotas, no product push
  • Certified Financial Planner™ (CFP®) professionals on staff
  • Regularly featured on ABC15, MoneyRadio, and financial education outlets
  • Local, in-person service — no national call centers or rotating advisor teams
  • Planning approach integrates investments, income, tax, Medicare, and legacy goals
  • Collaborative relationships with CPAs, estate attorneys, and insurance professionals
  • Focused on education-first guidance, not sales pitches or one-size-fits-all plans
  • Supported by a dedicated client service team with a reputation for proactive care

“I was nervous about retiring — but they helped me see the whole picture and gave me confidence to move forward.”

— Mary J., Scottsdale


“They made a complicated plan feel simple. I wish we’d come here five years earlier.”

— Brian & Sandra T., Mesa


“They treated me like a person, not a portfolio. I never felt pressured — just supported.”

— Teresa D., Chandler


“Our old advisor never talked about income or taxes — this team gave us a plan we could actually live on.”

— Kevin M., Sun City

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The Fullerton Family

Standing Strong For Clients.
Stepping Up For the Community.

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