Heidi Saavedra

Heidi’s mission is simple: help you design a retirement that supports the life you want to live. She begins every relationship by listening—What does an ideal day in retirement look like? What do you want to experience, give, protect, or pass on? From there, she builds a coordinated plan that may include investment alignment, Social Security and Medicare optimization, RMD planning, and legacy strategies. Whether you’re approaching retirement or already in it, she encourages you to enjoy the assets you’ve worked hard to build—confidently and sustainably.

As part of the Fullerton Financial team, Heidi is backed by a firm known for its integrity, collaboration, and holistic approach. That means your plan isn’t built in a vacuum—when needed, she works closely with tax professionals, estate planners, and insurance professionals to ensure your strategy fits your full financial picture. Clients appreciate her approachable style, attention to detail, and the care she brings to every conversation. Guided by her personal philosophy—treat others as you want to be treated—Heidi offers an experience rooted in trust, transparency, and service.

Originally from Southern California, Heidi spent many years in Utah raising her three children before recently relocating to Arizona. Her own life transitions help her relate to clients facing change, multistate moves, or planning for family across different stages of life. Outside of the office, Heidi is a competitive powerlifter, international traveler, and avid Disney fan who believes that great planning helps make “magic moments” possible—both now and in retirement.

If you’re ready to create a retirement plan that aligns with your goals and values—and want to work with someone who will walk alongside you with expertise and heart—Heidi would love to meet you.