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Financial Tips
We believe that knowledge is the key to making informed decisions about your financial future. Our blog is designed to provide you with a wealth of valuable insights, tips, and strategies on everything from financial planning and wealth management to taxes, estate planning, Social Security, and more.

Whether you’re preparing for retirement, navigating complex tax laws, or looking for ways to preserve your legacy, our blog serves as an invaluable resource. Each post is crafted by our team of financial professionals, ensuring you receive relevant, up-to-date information that addresses the real challenges retirees and pre-retirees face today.

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Why the SBA and SBIC are Important for Small Businesses

Why the SBA and SBIC are Important for Small Businesses

According to the Arizona Commerce Authority (ACA), there are more than 550,000 local small businesses in the state. They employ 44.5 percent of Arizona’s workforce. Those businesses have a significant impact on our state’s economy and the well-being of the families...

Weighing the Pros and Cons of Revocable vs Irrevocable Trusts

Weighing the Pros and Cons of Revocable vs Irrevocable Trusts

A key aspect of estate planning is your trust. How you decide to structure it can make all the difference. A trust allows a third party (a trustee) to manage assets on behalf of a trust fund’s beneficiary. You don’t have to be wealthy to create a trust. Trusts are for...

The Benefits of an LLC and How One Can Impact Business Finances

The Benefits of an LLC and How One Can Impact Business Finances

When starting a new business, one of the first question that might arise, “What is an LLC, and do I need one?” A limited liability company (LLC) is one of the most popular ways to organize a business because of the tax benefits and personal liability protection it...

Why You’re Never Too Young to Start Thinking About Estate Planning

Why You’re Never Too Young to Start Thinking About Estate Planning

Estate planning is key to ensuring the security of your finances and personal assets in the future. It allows you to feel comfortable about what would happen to your estate at the time of your death or incapacitation. Estate planning lets you outline how you would...

What Are the Benefits of a 529 Account?

What Are the Benefits of a 529 Account?

A 529 plan lets you invest post-tax dollars into an investment account where it can grow and be withdrawn for education expenses without paying taxes on the original contributions or any gains. Money in the 529 plan can be invested like other brokerage accounts or a...

What Are Differences Between Equity Trading and Bond Trading?

What Are Differences Between Equity Trading and Bond Trading?

Equities and bonds can both be traded in essentially the same way, but ownership of each entitles investors to do different things. A bond is a loan that you can trade. The valuation is based on the eventual repayment of the bond at maturity. Equities are little...

Spending Habits to Retire as a Millionaire

Spending Habits to Retire as a Millionaire

Start Young There are many people who don’t make six figures who can still retire a millionaire if they begin investing at a young age, maximize employer match contributions on their 401(k) and set aside additional money in an IRA. This is especially true if young...

Is a Roth IRA or a Traditional IRA Better?

Is a Roth IRA or a Traditional IRA Better?

The best retirement savings account for you is highly dependent on your unique situation. Certain people may be better served by one option based on their income, age or when they prefer to pay taxes. If you’re not sure whether you should be saving money in a Roth IRA...

The Comparative Tax Advantages of Growth Stocks and Dividend Stocks

The Comparative Tax Advantages of Growth Stocks and Dividend Stocks

At a very superficial level, growth stocks have greater tax advantages than dividend stocks in that you only pay capital gains tax once you sell the stock. Capital gains taxes are lower than ordinary income tax rates. Ordinary dividends are considered income, so you...

What Is an NFT and Are They Good for Your Investments?

What Is an NFT and Are They Good for Your Investments?

A non-fungible token (NFT) is a unique unit of data that’s stored on a block chain. Ownership of this data unit can be bought and sold. NFTs are cryptographic assets, like cryptocurrency, that live on the blockchain, which acts like a digital ledger. Unlike...

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