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Owners of family-founded and family-run businesses in Arizona face a variety of challenges while building and growing their business. Remaining competitive, staying ahead of market trends, and constantly adapting to the changing demands of consumers can keep business...

Federal and Arizona State tax law is complex, with a diverse variety of deductions and credits that taxpayers of different types can potentially leverage to their benefit. The types of income a person earns, the value of an earner’s assets, and the categories of...

It can be tempting for savers to get caught up in the monetary value of their savings while failing to fully account for individual aspects of their retirement needs. Failing to think ahead about health insurance, life insurance and contingencies for long-term care...

If you haven’t consulted with a financial advisor about healthcare costs in retirement, you may benefit from a discussion with the team at Fullerton Financial Planning. Medicare and Medigap Coverage Options Every worker who has paid Medicare taxes for at least 10...

Longevity is an essential variable in any retirement planning calculation. It’s also one of the most difficult figures to accurately predict. Like with inflation, retirement savers can make informed assumptions about their longevity and build in contingencies for...

There’s no one-size-fits-all solution to managing healthcare costs in retirement. Retirement savers and current retirees may be able to shield themselves from the destabilizing financial effects of unexpected healthcare costs by pursuing a multi-faceted approach that...

Long-term care planning is an indispensable aspect of retirement planning. Current analysis suggests seniors turning 65 today have a 70% chance of requiring long-term care services at some point in the future. Only about a third of people turning 65 will not require...

Although there are many potential options for earning a steady income stream in retirement, very few of them are truly guaranteed. Many retirement savings tools take the form of traditional investments in tax-advantaged accounts. Those types of investments, whether...

Determining a baseline for retirement savings in the United States is difficult due in large part to the nation’s diversity. A host of variables, from age and lifestyle to cost of living and income, can influence what constitutes adequate savings. The median...

The United States is home to nearly 170 million women, with about 3.5 million of them living in Arizona. Not every woman will face identical retirement savings challenges, but there are some hurdles women are statistically more likely to experience. Longer Life...

There are many potential strategies retirees can utilize to safeguard their retirement savings while also maintaining an adequately liquid fund to cover unexpected costs that might arise due to emergencies. Having a liquid emergency fund, like a savings account or...

Asset protection trusts, which are usually irrevocable trusts, can be used to protect assets from creditors and legal judgments. The irrevocability is often crucial in this regard, as the grantor is essentially giving up their legal ownership of the assets to put them...