Blog

Can you live off dividends in retirement? That really depends on the scale of your dividends and the lifestyle you’re attempting to maintain. There are certainly some retirees whose investment portfolios are robust enough that their lifestyles are financed solely or...

Does your retirement plan have any of these blind spots? You’re probably familiar with blind spots when driving. You might be trying to change lanes and then you hear a loud horn and realize there’s a car right there in your blind spot. It’s a...

Most savers are contributing pre-tax dollars to their traditional IRA. A Roth IRA lets you contribute post-tax dollars. A person who leaves their job can roll their employer-sponsored 401(k) into a rollover IRA without paying taxes on the funds. Why Do You Have to...

Planning for retirement is a lot like a race, and the final lap could be the most critical.  Planning for retirement is a lot like a race. And, if you’re a fan of motorsports, you know the final lap can sometimes be the most critical. Races have been won and...

We often talk on this blog about the risk of outliving your retirement savings given that so many people today live long, healthy retirement. If you’re physically healthy and financially prepared, your retirement could last for decades. During that time, it may go...

Annuities… you may have heard a thing or two about them.  If your retirement is right around the corner, you probably have some questions centered around not only what it will look like physically, but also fiscally. Depending on your goals and time-horizon,...

Life insurance can be leveraged to mitigate investment risk and can provide multiple tax-efficient strategies for your retirement plan. Typically, when we think of insurance, we think of expenses. After all, insurance coverage-- such as home, auto, and...

When women begin to factor in the prospect of financially supporting themselves, they can feel like the deck is stacked against them.  When you envision your dream retirement, you’ll most likely fantasize about traveling the world, curling up with a good book,...

The idea of uncertainty in retirement can exciting, but what about when it comes to your income in retirement? When you give up the nine-to-five, each day can feel unpredictable compared to the last. For what feels like the first time in your life, the trajectory of...

Debt. No one wants to talk about it, but over 80% of Americans have it… By definition, debt is something (typically money) borrowed from one party to another, with the condition that it will be paid back at a later date, usually with interest. Between student loans,...

The pathway to becoming a self-made millionaire is paved by small, daily financial habits. Retiring a millionaire doesn’t happen overnight-- unless you’re one of the scarce few who invested in the notoriously famous cryptocurrency “Dogecoin” (which...

Determining your risk tolerance is one of the first steps in choosing an investment that will impact your financial future. When your financial goals are aligned, you’re better able to determine how much you’re willing to risk and how you’ll recover if it all goes...