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Setting Meaningful Financial Resolutions for the New Year
New Year’s resolutions don’t have to focus solely on physical health and wellness. Gaining a better handle on your current financial situation and charting a pa…
Welcome to Our Financial Tips Blog
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Reviewing Retirement Income Plans and Budgeting Strategies
Performing periodic reviews of retirement income plans and budgeting strategies is beneficial for most retirees and savers nearing retirement. Whether you’re pr…
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Updating Your Investment Portfolio to Align with Retirement Goals
Whether you’re a current retiree or a saver nearing retirement age, the beginning of a new year may present the ideal opportunity to analyze your portfolio posi…
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Maintaining Adequate Liquidity to Cover Unexpected Needs and a Sustainable Spending Rate in Retirement
There are many potential strategies retirees can utilize to safeguard their retirement savings while also maintaining an adequately liquid fund to cover unexpec…
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Is Your 401(k) Protected in Bankruptcy?
Yes, the Employee Retirement Income Security Act (ERISA) protects 401(k)s from creditors after a bankruptcy. One of the provisions of the Act prevents creditors…
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Which Assets Should or Should Not Be in a Trust?
The list depends on the account or property type as well as the attributes of your trusts and estate. Some assets and financial accounts of value are designed t…
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Why You Should Look at Optimizing Your Portfolio for 2024
Defensive Positioning and Early-Cycle Recovery As we approach a potential economic slowdown, adopting a more defensive portfolio position may be advisable for s…
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Do You Need a Financial Planner or a Retirement Planner?
When it comes to planning for your financial future, you can work with a variety of professionals. Two of the most common are financial planners and retirement …
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How Can a Divorce Impact Your Finances and Your Credit?
Divorce does not have a direct impact on your credit score. The state or your lawyers don’t report your divorce proceedings to any of the credit rating agencies…
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Can Delaying Your Retirement Actually Benefit You?
Potentially yes – in two important ways. First, the extra income you earn during those final working years can go toward savings and help sustain you in retirem…
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What Kinds of Stocks Are Known for Paying Dividends
When investors or advisors refer to dividend stocks, they’re usually referring to specific companies and shares that regularly pass a significant percentage of …
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What Is a Stock Buyback or a Stock Split?
Many publicly traded companies initiate stock splits or buybacks based on the market and the performance of their company’s stock. Investors who currently hold …