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Investment Strategies for Women
Women face unique retirement planning and investment challenges, including longer lifespans and potential income gaps from career breaks or lower lifetime earni…
Welcome to Our Financial Tips Blog
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Unique Challenges Women Face in Retirement
Women face distinct challenges in retirement. Longer lifespans, lower lifetime earnings, and higher healthcare costs can create financial hurdles that require c…
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Setting Meaningful Financial Resolutions for the New Year
New Year’s resolutions don’t have to focus solely on physical health and wellness. Gaining a better handle on your current financial situation and charting a pa…
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Reviewing Retirement Income Plans and Budgeting Strategies
Performing periodic reviews of retirement income plans and budgeting strategies is beneficial for most retirees and savers nearing retirement. Whether you’re pr…
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Updating Your Investment Portfolio to Align with Retirement Goals
Whether you’re a current retiree or a saver nearing retirement age, the beginning of a new year may present the ideal opportunity to analyze your portfolio posi…
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Maintaining Adequate Liquidity to Cover Unexpected Needs and a Sustainable Spending Rate in Retirement
There are many potential strategies retirees can utilize to safeguard their retirement savings while also maintaining an adequately liquid fund to cover unexpec…
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Is Your 401(k) Protected in Bankruptcy?
Yes, the Employee Retirement Income Security Act (ERISA) protects 401(k)s from creditors after a bankruptcy. One of the provisions of the Act prevents creditors…
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Which Assets Should or Should Not Be in a Trust?
The list depends on the account or property type as well as the attributes of your trusts and estate. Some assets and financial accounts of value are designed t…
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Why You Should Look at Optimizing Your Portfolio for 2024
Defensive Positioning and Early-Cycle Recovery As we approach a potential economic slowdown, adopting a more defensive portfolio position may be advisable for s…
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Do You Need a Financial Planner or a Retirement Planner?
When it comes to planning for your financial future, you can work with a variety of professionals. Two of the most common are financial planners and retirement …
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How Can a Divorce Impact Your Finances and Your Credit?
Divorce does not have a direct impact on your credit score. The state or your lawyers don’t report your divorce proceedings to any of the credit rating agencies…
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Can Delaying Your Retirement Actually Benefit You?
Potentially yes – in two important ways. First, the extra income you earn during those final working years can go toward savings and help sustain you in retirem…