Estate Planning

Estate Planning

Estate Planning SERVICES in Phoenix, Arizona

Safeguarding What You’ve Built 

No one knows for sure what tomorrow will bring, but there is a reliable method for mitigating uncertainty – planning. Establishing a clear and detailed estate plan is the best way to safeguard yourself and your loved ones from the inherently unpredictable future. The team at Fullerton Financial Planning in Phoenix understands the importance of legacy and believe it should be every person’s right to pass on what they’ve built to the next generation with expert estate planning.


We believe estate planning and retirement planning are inextricably linked, which is why we’ve incorporated estate planning professionals into our Phoenix-based team of financial experts. Most retirement savers don’t want the government to dictate what happens after their passing. We can help you develop an estate plan to ensure your assets are insulated and the people or entities you designate can carry on what you’ve built.

Estate Planning and Retirement Planning Are Inseparable 

When most people think of estate planning, they understandably envision wills, trusts and other end-of-life documents. An often-overlooked aspect of estate planning is advantageously structuring your assets to maintain reliable income generation and guaranteed long-term access to high-quality medical care. 


Those strategies are not without their complications. For example, Medicaid has a look-back period during which certain asset transfers may be scrutinized and potentially result in penalties. Only assets held in certain types of trusts, namely irrevocable trusts, aren’t counted toward Medicaid eligibility, which means you may be required to relinquish control over assets to execute some estate planning strategies. Income and principal disbursements may also need be structured in such a way that they don’t jeopardize your eligibility for certain asset-restricted benefits programs. 


Proper estate planning can be complicated, but it’s far from impossible when you have reliable guidance from professionals you trust. 


Fullerton Financial Planning in Phoenix is committed to being your one-stop retirement and estate planning solution. Because these two aspects of retirement planning are essentially inseparable, we’ve brought estate planning professionals in house to provide comprehensive solutions to our Phoenix retirement planning clients.


How Can Fullerton Financial Planning in Phoenix Help with Your Estate Plan?

  • We thoroughly assess your current and projected financial position, including assets, liabilities, income and expenses. Doing so allows our retirement and estate planning professionals in Phoenix to set realistic goals based on your financial situation and future needs.


  • After our Phoenix experts understand your situation and goals, we can help you create a comprehensive, tax-optimized estate plan based on your ideal retirement lifestyle, quality of life expectations and wealth transfer preferences.


  • Our Phoenix team can recommend estate planning strategies to minimize estate taxes and maximize the wealth passed on to your beneficiaries. This may involve setting up the right types of trusts, making charitable donations or establishing a wisely crafted asset gifting schedule.


  • Coordination among relevant retirement planning professionals is key to developing and executing effective retirement and estate plans. Our in-house experts in Phoenix work with other relevant professionals to ensure your integrated and optimized estate plan is executed properly without hiccups along the way. 


  • Estate plans are not necessarily turn-key, set-it-and-forget-it documents. We can provide periodic estate and financial planner reviews and updates to help ensure your estate plan always aligns with your changing needs and life circumstances. This may include updating beneficiary designations, adjusting asset allocations or revising legal documents.


  • How and when you take Social Security benefits, the sustainability of your retirement savings withdrawal strategy and the investment vehicles you use can have significant implications for your estate planning. We can help optimize every aspect of your comprehensive retirement and investment plan.


  • Our Phoenix-based financial advisors can help you evaluate your life insurance needs and recommend appropriate coverage for long-term care insurance options, supplemental coverage and other plans that can help ensure your potential healthcare costs are covered in retirement.


Working with a team of financial advisors and estate planning professionals in Phoenix, Arizona can provide invaluable peace of mind. We strive to ensure every client feels confident that their estate planning is comprehensive and aligned with their family's needs and goals.


Sleep easy at night knowing that you have contingencies and coverages for any unexpected hurdles life throws your way and that your loved ones will be taken care of after your passing.


Get in touch with Fullerton Financial Planning in Phoenix to learn about your estate planning options by calling (623) 974-0300.


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